During trip planning, no one wants to think about things going wrong, but even the most meticulously prepared trips can have problems. Flights are cancelled; luggage goes astray; and injuries take place.
To make sure your vacation isn't completely derailed in case something does come up, you may want to consider purchasing a travel insurance policy. You can enjoy your travels worry-free with this quick and inexpensive way to protect your family and your finances.
What is Travel Insurance?
This insurance covers the medical expenses and financial losses that could arise while you are away from home on a trip, whether it is for business or recreation. It can be purchased for trips of any length and can be tailored to your specific needs. Usually, this type of insurance is purchased as a travel medical plan or a package plan.
A good plan will provide, at a minimum, several benefits:
Trip cancellation to reimburse your non-refundable travel arrangements should you have to cancel your trip for a covered reason prior to departure. Depending on the policy, the reason can be important. So selecting the right policy is important.
If you have to interrupt or return home early from your trip for a covered reason, Trip Interruption will reimburse your unused travel arrangements.
Medical expenses and emergency transportation for a serious illness or injury that occurs while you are traveling will be covered by Medical Expense/Emergency Assistance.
If you are unexpectedly delayed due to flight delays or cancellations or for other similar covered reasons, Travel Delay Benefits cover your out-of-pocket expenses for meals and accommodations. An amount of time is usually specified, such as a delay of at least 6 or 8 hours.
Missed Connection to cover additional expenses that you must pay to make alternate travel arrangements when a flight connection is missed due to reasons such as bad weather or mechanical issues.
If your baggage is delayed for a specified amount of time, such as 8 or 12 hours or more, Baggage and Baggage Delay covers the loss or damage to your baggage or personal items or the cost of buying toiletries or personal articles.
It is important to purchase travel insurance when you book your vacation, for a variety of reasons. If you wait, time sensitive provisions will limit coverage of most policies. This may include limiting your coverage by not covering Pre-Existing medical conditions that have been treated or even that have been recommended to be treated 60 - 180 days prior to the purchase of the policy.
And be sure to check the small print. Have you heard this before and did not pay attention? Well, as far as getting that essential travel insurance is concerned it is highly important to read everything before you pay for the policy. Understanding your coverage helps prevent an expensive surprise, where you find yourself hugely out-of-pocket with no hope of recovering the expenses incurred for an accident while on vacation.
To make sure your vacation isn't completely derailed in case something does come up, you may want to consider purchasing a travel insurance policy. You can enjoy your travels worry-free with this quick and inexpensive way to protect your family and your finances.
What is Travel Insurance?
This insurance covers the medical expenses and financial losses that could arise while you are away from home on a trip, whether it is for business or recreation. It can be purchased for trips of any length and can be tailored to your specific needs. Usually, this type of insurance is purchased as a travel medical plan or a package plan.
A good plan will provide, at a minimum, several benefits:
Trip cancellation to reimburse your non-refundable travel arrangements should you have to cancel your trip for a covered reason prior to departure. Depending on the policy, the reason can be important. So selecting the right policy is important.
If you have to interrupt or return home early from your trip for a covered reason, Trip Interruption will reimburse your unused travel arrangements.
Medical expenses and emergency transportation for a serious illness or injury that occurs while you are traveling will be covered by Medical Expense/Emergency Assistance.
If you are unexpectedly delayed due to flight delays or cancellations or for other similar covered reasons, Travel Delay Benefits cover your out-of-pocket expenses for meals and accommodations. An amount of time is usually specified, such as a delay of at least 6 or 8 hours.
Missed Connection to cover additional expenses that you must pay to make alternate travel arrangements when a flight connection is missed due to reasons such as bad weather or mechanical issues.
If your baggage is delayed for a specified amount of time, such as 8 or 12 hours or more, Baggage and Baggage Delay covers the loss or damage to your baggage or personal items or the cost of buying toiletries or personal articles.
It is important to purchase travel insurance when you book your vacation, for a variety of reasons. If you wait, time sensitive provisions will limit coverage of most policies. This may include limiting your coverage by not covering Pre-Existing medical conditions that have been treated or even that have been recommended to be treated 60 - 180 days prior to the purchase of the policy.
And be sure to check the small print. Have you heard this before and did not pay attention? Well, as far as getting that essential travel insurance is concerned it is highly important to read everything before you pay for the policy. Understanding your coverage helps prevent an expensive surprise, where you find yourself hugely out-of-pocket with no hope of recovering the expenses incurred for an accident while on vacation.
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Unknown - Friday, May 10, 2013
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